Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1630-$2398
Estimated Annual Premium
Monthly Average Breakdown
$160 / mo
Includes General Liability
Industry Risk Profile
General contractors oversee entire sites, assuming the cumulative risks of subcontractors, structural integrity, and job site safety.
Risk Factor1.9x
Location Factors
- State Base Rate$950
- Fort-worth Multiplier1x
- State Tax Rate6.3%
Local Compliance FAQ
Is General Liability required in Fort-worth?
While Texas law may not mandate it for all businesses, General Contractors often need proof of insurance to bid on local commercial projects in Fort-worth.
Why is the rate different here?
Your premium reflects Texas's specific base rate of $950 and a local city multiplier of 1x.
Compare General Contractor Insurance in Other Texas Cities
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