How much does Accountant & CPA insurance cost in Orlando, Florida?

The estimated annual cost for a Accountant & CPA in Orlando with one employee is between $621 and $914. The state base rate is $1150.

What insurance is required for a Accountant & CPA in Florida?

In Florida, businesses are subject to a 6.0% insurance tax. Accountant & CPAs typically need General Liability due to a risk factor of 0.6.

Accountant & CPA Insurance Cost in Orlando, Florida (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$621-$914

Estimated Annual Premium

Monthly Average Breakdown

$61 / mo

Includes General Liability

Industry Risk Profile

Accountants have near-zero physical risk but absolute necessity for Errors & Omissions (E&O) insurance to cover financial calculation mistakes.

Risk Factor0.6x

Location Factors

State Base Rate$1150
Orlando Multiplier1x
State Tax Rate6.0%

Local Compliance FAQ

Is General Liability required in Orlando?

While Florida law may not mandate it for all businesses, Accountant & CPAs often need proof of insurance to bid on local commercial projects in Orlando.

Why is the rate different here?

Your premium reflects Florida's specific base rate of $1150 and a local city multiplier of 1x.

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How much does Accountant & CPA Insurance cost in Orlando?