How much does Landscaper insurance cost in Orlando, Florida?

The estimated annual cost for a Landscaper in Orlando with one employee is between $1244 and $1829. The state base rate is $1150.

What insurance is required for a Landscaper in Florida?

In Florida, businesses are subject to a 6.0% insurance tax. Landscapers typically need General Liability due to a risk factor of 1.2.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1244-$1829

Estimated Annual Premium

Monthly Average Breakdown

$122 / mo

Includes General Liability

Landscaping has relatively manageable risks, though precautions are needed regarding the use of heavy machinery and potential bodily injury.

Risk Factor1.2x

While Florida law may not mandate it for all businesses, Landscapers often need proof of insurance to bid on local commercial projects in Orlando.

Your premium reflects Florida's specific base rate of $1150 and a local city multiplier of 1x.