Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$829-$1219
Estimated Annual Premium
Monthly Average Breakdown
$81 / mo
Includes General Liability
Industry Risk Profile
IT consulting has low physical risk but requires Professional Liability (E&O) insurance to protect against data breaches and software failures.
Risk Factor0.8x
Location Factors
- State Base Rate$1150
- Orlando Multiplier1x
- State Tax Rate6.0%
Local Compliance FAQ
Is General Liability required in Orlando?
While Florida law may not mandate it for all businesses, IT Consultants often need proof of insurance to bid on local commercial projects in Orlando.
Why is the rate different here?
Your premium reflects Florida's specific base rate of $1150 and a local city multiplier of 1x.
Compare IT Consultant Insurance in Other Florida Cities
IT Consultant in JacksonvilleIT Consultant in MiamiIT Consultant in TampaIT Consultant in St. Petersburg
Other Contractor Insurance in Orlando
Plumber in OrlandoElectrician in OrlandoRoofer in OrlandoHVAC Technician in OrlandoHandyman in OrlandoPainter in OrlandoCarpenter in OrlandoWelder in OrlandoConcrete Contractor in OrlandoGeneral Contractor in OrlandoMasonry & Bricklaying in OrlandoExcavation Contractor in OrlandoLandscaper in OrlandoTree Service in OrlandoJanitor & Cleaning in OrlandoPest Control in OrlandoRestaurant in OrlandoFood Truck in OrlandoCatering Service in OrlandoHair Salon & Barber in OrlandoMassage Therapist in OrlandoPersonal Trainer in OrlandoAuto Mechanic in OrlandoTowing Service in OrlandoReal Estate Agent in OrlandoAccountant & CPA in OrlandoLaw Firm in OrlandoPhotographer in OrlandoRetail Store in OrlandoE-commerce Business in Orlando