Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1396-$2053
Estimated Annual Premium
Monthly Average Breakdown
$137 / mo
Includes General Liability
Industry Risk Profile
Mechanics need Garage Keepers insurance to cover customers' vehicles while in their care, plus liability for faulty repairs.
Risk Factor1.8x
Location Factors
- State Base Rate$870
- Salt-lake-city Multiplier1x
- State Tax Rate4.8%
Local Compliance FAQ
Is General Liability required in Salt-lake-city?
While Utah law may not mandate it for all businesses, Auto Mechanics often need proof of insurance to bid on local commercial projects in Salt-lake-city.
Why is the rate different here?
Your premium reflects Utah's specific base rate of $870 and a local city multiplier of 1x.
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