How much does General Contractor insurance cost in Salt-lake-city, Utah?

The estimated annual cost for a General Contractor in Salt-lake-city with one employee is between $1473 and $2166. The state base rate is $870.

What insurance is required for a General Contractor in Utah?

In Utah, businesses are subject to a 4.8% insurance tax. General Contractors typically need General Liability due to a risk factor of 1.9.

General Contractor Insurance Cost in Salt-lake-city, Utah (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1473-$2166

Estimated Annual Premium

Monthly Average Breakdown

$144 / mo

Includes General Liability

Industry Risk Profile

General contractors oversee entire sites, assuming the cumulative risks of subcontractors, structural integrity, and job site safety.

Risk Factor1.9x

Location Factors

State Base Rate$870
Salt-lake-city Multiplier1x
State Tax Rate4.8%

Local Compliance FAQ

Is General Liability required in Salt-lake-city?

While Utah law may not mandate it for all businesses, General Contractors often need proof of insurance to bid on local commercial projects in Salt-lake-city.

Why is the rate different here?

Your premium reflects Utah's specific base rate of $870 and a local city multiplier of 1x.

Compare General Contractor Insurance in Other Utah Cities

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